Frequently Asked Questions
Can I cancel anytime?MEL BRIGGS
Yes, you may can your service fees anytime which will close your account and any outstanding payments will be due at that time.
What is the credit limit?MEL BRIGGSYour available credit limit will be $15,000.00.
Do I need to make a purchase to apply?MEL BRIGGS
Yes, you will need add $300.00 or more to your shopping cart before you can apply for financing.
Do I need to pay any monthly fees?MEL BRIGGS
Yes, you will need to pay your monthly minimum payment and your $19.99 service fee.
Do we assist in building credit?MEL BRIGGS
No, we do not guarantee aid in building or rebuilding credit, or to the posting of any positive references to any credit report. Your account may take up to 60 days before appearing on your credit report.
Do we report to credit bureaus?MEL BRIGGS
Yes, your positive and negative payment history will be reported to 2 or more credit bureaus.
Do we run credit?MEL BRIGGS
We generally do not run credit for approval; however, we reserve the right to soft or hard pull your credit profile for verification purposes only.
Do we sell your information?MEL BRIGGS
No, we do not sell your information. All information collected is used for establishing your credit line account only.
Product Refund Policy?MEL BRIGGS
We have a no refund exchange only policy on product purchases. Products may be subject to a restocking up to %50 if products show unusual wear and tear or missing original package.
What is the $19.99 service fee for?MEL BRIGGS
This service fee is for account management fees.