Credit Builder


$15,000 Credit Builder



How long will the line remain on my file?

It will stay open for 1 year and then you can renew for another year. If you choose not to renew it will show as closed / paid.

Are there any additional charges to keep the line reporting?

No, but you will get a monthly bill stating a payment of $125 is due; please keep for your records; but this payment was premade by you so nothing else is due.

Will there be a balance reported to my credit?

Yes, there will be a $500 balance that will show a monthly payment of $125 being made for 4 months; after that will show a Zero balance; hence the reason for the monthly statements.

Does this tradeline come with any history?

No, but it will show the previous month which is when the account was opened.

Can I report this line to my CPN?

No, we do not accept CPN’s and if you apply and the line doesn’t post there will be no refunds.

Can I add a joint user to this account?

No each account is individual.

Do you check my credit?

We do a soft-pull which has no effect on your credit.


There are no reviews yet.

Be the first to review “Credit Builder”

Your email address will not be published. Required fields are marked *