Terms of Service

Acceptance of Terms

By accessing or using the Memelli platform, you agree to be bound by these Terms of Service. If you do not agree, do not use our services.

Services Description

Memelli provides credit evaluation, funding readiness assessment, credit repair services, financial coaching, and related tools. We are not a lender, bank, or financial institution. We do not guarantee loan approval or specific funding outcomes.

Account Registration

You must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

Permitted Use

You agree to use the platform only for lawful purposes and in accordance with these terms. You may not use the platform to submit false information, interfere with platform operations, or violate any applicable laws.

Fees and Payments

Certain services require payment. All fees are described at the time of purchase. Payments are processed through secure third-party processors. Refund policies are described at the point of sale.

Credit Services Disclosure

Memelli is not a credit repair organization as defined under federal or state law, unless explicitly stated for specific service tiers. Credit improvement results vary by individual. We do not guarantee specific credit score increases or approval outcomes.

Intellectual Property

All content, features, and functionality of the platform are owned by Memelli and protected by copyright, trademark, and other intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, Memelli shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform.

Disclaimer of Warranties

The platform is provided "as is" and "as available" without warranties of any kind, either express or implied.

Termination

We may suspend or terminate your account at our discretion if you violate these terms. You may cancel your account at any time.

Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the platform after changes constitutes acceptance.

Contact

For questions about these terms, contact us at support@memelli.com.