Terms of Service

1. Agreement to Terms

By accessing and using the Memelli Funding Coach Platform ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Service Description

Memelli Funding Coach Platform provides:

• Business funding coaching and guidance
• AI-powered assistance for funding applications
• Credit analysis and improvement recommendations
• Step-by-step funding acquisition guidance

3. Account Registration

To use our Service, you must:

• Be at least 18 years old
• Provide accurate and complete registration information
• Maintain the security of your password
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

4. SMS Text Messaging

By providing your mobile phone number and checking the SMS consent box, you agree to receive:

• Account verification codes
• Transaction confirmations and receipts
• Service alerts and notifications
• Important account updates

Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. For support, email support@memelli.com.

5. User Conduct

You agree not to:

• Use the Service for any unlawful purpose
• Provide false or misleading information
• Impersonate any person or entity
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access
• Share your account credentials with others

6. Intellectual Property

All content, features, and functionality of the Service are owned by Memelli or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

8. Disclaimers

9. Limitation of Liability

To the maximum extent permitted by law, Memelli shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

10. Termination

We reserve the right to terminate or suspend your account at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will notify you by updating the date at the top of these Terms and, in some cases, provide additional notice.

13. Contact Information

For questions about these Terms, please contact us at: